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| | Cutting Your Medical Bills When You Have No Insurance | |
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According to the latest government census, there are 47 million Americans without health insurance. This number doesn’t even take into account those with limited health insurance. So while politicians tell us to be more active in our health care decisions and costs, in reality that is not so easy.
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| | Making the Most of Health Insurance | |
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Health insurance is one of the most debated issues among both Democrats and Republicans in this year’s election. No matter who wins, it will be quite a while before we see any change. In the meantime we are left to fend for ourselves and figure our own way through today’s health insurance maze.
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| | Credit Card Savings | |
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Your wallet is filled with credit cards, but are you getting all the benefits? In addition to airline miles and cash back, credit cards offer other benefits such as discounts and special access to events. So instead of just filling your wallet with cards, you can also fill your wallet with savings.
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| | Saving on Home Maintenance | |
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Maintaining your home is very important since your home can be your largest single investment. Doing regular preventative maintenance is much less expensive and stressful than having emergency repairs or replacements, so here is how to budget and manage home maintenance projects.
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| | Getting Service From Customer Service | |
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More and more calling customer service seems like calling customer disservice. Many of us dread calling them when we have questions or problems with our bills or orders. It’s a maze of automated questions and irrelevant choices all with annoying background music.
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| | Smart Online Shopping | |
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Every year more and more people are choosing to shop online. Whether you shop online for the convenience, selection or price there are many things you should take into consideration before you hit the Submit Order button.
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| | Where To Donate Used Items | |
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You can be green when getting rid of stuff. When we outgrow clothing or no longer use household items that are still in good shape, we typically choose to donate them to charity. However, what can you do with tennis shoes that have seen better days or pink and green sheets that used to be white?
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| | Smart Outlet Shopping | |
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If you plan on going outlet shopping, spend some time on your computer before you head out. Visiting a couple of websites can save you big.
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| | Just Ask For Savings | |
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Are you leaving money on the table? You may be losing out on savings in dozens of situations and not realize it. While you may be familiar with negotiations during a car purchase, you will be surprised to learn so many other items and services are also up for negotiation and bargaining. The Shopping Queen lives by the simple rule of “Just Ask.”
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| | How To Avoid Credit Card Debt | |
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There are many tempting credit card offers on campus. Don’t fall for the free T-shirt trick. Students now have an average of three credit cards by the time they graduate, some with upwards of $10,000 in credit card debt. No one thinks they will ever have that much debt, but the $4 Starbucks coffees and the weekend car trips to the beach add up fast.
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| | Saving On Your Dorm Or Apartment | |
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Moving into your own place whether it’s a dorm room or an apartment is a great moment for most college students. However, getting it cozy and decorated to your taste can cost you a lot.
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| | Saving On Textbooks | |
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Freshman always experience sticker shock when they go to the college bookstore. The best way to avoid this sticker shock is not to go to the college bookstore. While it may be quick and easy to go to the campus bookstore and find all the books you need, you pay a hefty price for this convenience. If you invest a little time and patience, you can save tens if not hundreds of dollars each semester on books.
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