Welcome, to stay in the know with my blog updates subscribe to my RSS feed. For bi-weekly coupon news and deals sign up for my newsletter. Thanks for visiting!Being self-employed means being self-insured. We have no employer group coverage safety net. Becoming self-employed and then having two kids is the fastest way to learn all the ins and outs of health insurance. We now have a high deductible plan ($7000 to be exact) and an HSA. Managing our health care is a three phase process. Business Week magazine just …

My dear husband called me this morning at 8:30am and said it’ll be $3,700 and please come pick me up in an hour. That woke me up faster than five cups of coffee. No, my husband was not calling from jail. He was calling from the dentist’s office, the periodontist’s office to be exact.
I was shocked. I paid $3,000 for labor and delivery charges for the birth of our second daughter in November 2007. I stayed in the hospital for two days and was served salmon with hollandaise sauce. So …